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First Time Homebuyer

  • Purchase, Cash-Out & Refinance 

  • 30 and 15 Year Fixed

  • FHA & Conventional Loan Options

  • 3% down payment for Conventional Loans

  • 3.5% down payment for government Loans

  • 620 Minimum Credit Score - Conventional Loans

  • 580 Minimum Credit Score - FHA Loans

  • Any property eligible

No Income program

  • Purchase, Cash-Out & Refinance 

  • 30-Year Fixed & Adjustable Terms Available

  • Down payment as little as 20%

  • 620 Minimum Credit Score

  • No DTI required - Qualify based on property cash flows

  • No tax returns or pay stubs required 

  • Any property eligible

 

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Foreign National  Program

  • No Income Verification

  • Investment property only

  • Purchase, Cash-Out & Refinance 

  • Down payment as little as 30%

Private Loans/Hard Money Loans

  • No Income Verification

  • No Asset Verification

  • Investment property only

  • Purchase, Cash-Out & Refinance 

  • Quick process and fast closing

  • Down payment as little as 30%

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Bank Statement

  • Tax returns or paystubs not required

  • Primary, Secondary, Investment Properties

  • Purchase, Cash-Out & Refinance 

  • Down payment as little as 10%

 

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